Biography
Guillermo Carranza is a Ph.D. candidate in economics. His research focuses on household finance, public economics, and applied microeconomics, with particular emphasis on how people save for retirement and protect against economic risk. He combines large-scale administrative datasets with survey methods to understand the complexities behind financial decision-making. As an ISPS fellow, Guillermo will examine how households insure against income shocks and whether this insurance is distributed equally between spouses. He holds an M.A. and M.Phil. in economics from Yale University and graduated summa cum laude with a B.A. in economics-mathematics from Columbia University.