Guillermo Carranza

Guillermo Carranza is a PhD candidate in Economics at Yale University. His research focuses on household finance, public economics, and applied microeconomics, with particular emphasis on how people save for retirement and protect against economic risk. He combines large-scale administrative datasets with survey methods to understand the complexities behind financial decision-making. As an ISPS Fellow, Guillermo will examine how households insure against income shocks and whether this insurance is distributed equally between spouses. He holds an MA and MPhil in Economics from Yale University and graduated summa cum laude with a BA in Economics-Mathematics from Columbia University.